Best Paying Online Casinos in 2022

There are many important factors to consider when choosing an online casino, such as their game library, and bonuses offerings.

While these are certainly important, they pale in comparison to 2 of the most important things to keep in mind when choosing their right casino for you: Does the casino offer high payouts on its games, and will they actually pay you out if you win?

To help you navigate this crucial topic, we’ve put together a guide of the best paying online casinos for players worldwide. Not only will we go over which casinos actually pay, but we’ll also teach you everything you need to know about online casino payouts, and what kind of payout odds (RTP) you should be looking for in the games you play.

Highest Payout Online Casino Sites

What is a high payout casino?

While most of the best online casinos may offer similar games, not all of them offer the same payout odds – meaning some will actually pay you more when you win, or will pay out more often. While this aspect is often overlooked by players when choosing who to play with, playing at a high payout casino can make the difference between coming out ahead or leaving empty handed.

Licensed online casinos must publish on their site their monthly average and per game pay out percentage, giving keen players the chance to choose games that will give them bigger chances of winning. These numbers are certified by independent auditors like eCOGRA, ensuring they are reflected accurately by the gameplay.

Luckily for online players, online casinos are known for offering much higher payouts than brick and mortar casinos. With the advantage of having much lower operating costs than their land-based counterparts – along with the need to be competitive in a very crowded landscape – virtual casinos have come to be known as the ones that payout the most.

If you want to look up the payouts for a particular game, you’ll want to be on the lookout for either the Return to Player (RTP) or the House Edge. RTP will let you know what percentage of all the wagered money will pay back to players over time, while the house edge will tell you the percentage the house is assured to win over time.

best paying online casinos by the senpai

Playing at online casinos that actually pay out

Whenever you are using an online service, there is no bigger concern than making sure you receive the service or product you are promised. Online casinos are no different, as ultimately it will not matter if you received the best bonuses, stellar customer service, and won big in your favourite games if you don’t get paid out when you request your withdrawal.

The best way to ensure you are playing at places that pay is to choose casinos that are licensed by leading gambling jurisdictions and independently audited by reputable organizations like eCOGRA, Price Waterhouse Coopers, iTech Labs, etc.


  • Fast withdrawals of your winnings
  • Safe payment options
  • Wide variety of casino games
  • Sign up bonuses


  • Easier to lose fast sums of money
  • Limited interaction with other players
  • Not all online casinos are safe

How to find the best paying online casino

Finding reputable online casinos that offer not only a fantastic and safe gaming experience, but also the highest payout casino games is no easy task. Discovering the best payout casinos takes hours of research and a thorough review of the casinos features and their games’ payout percentages.

Luckily for you, your friends at gamblers-united have done all the hard work for you! If you want to get started within minutes with a casino guaranteed to fulfill your high payout expectations, simply follow these 5 easy steps:

  • Time Needed: 00:05
  • Tools Required: PC, Mobile Device, Toplist
  • Supplies Needed: Time, Real Money, Internet
Step 1 - Understand game RTP
Understand Payout Percentages
Most online casinos publish their games’ payout percentages within each game’s information section, or in a section of their terms and conditions page. In the section below we will teach you how to better understand payout percentages, how they are calculated, and what is considered a high payout percentage.
Step 1
Step 2 - Consult toplist
Use our list to compare high payout casinos
Rather than sending you off to do the research on your own, we have put together a list of featured casinos that offer overall higher than average payout percentages. These sites are also certified to actually pay players, and provide them with a terrific gaming experience.
Step 2
Step 3 - Read terms and bonus requirements
Check terms and conditions
Before you make a deposit, you ALWAYS want to give the terms and conditions a read. The best online casinos do not have any hidden T&Cs that would make it difficult for you to receive your withdrawal. Make sure to also check the rules when requesting a casino bonus as some bonuses may require you to play your deposit amount a certain amount of times before you can withdraw.
Step 3
Login or create an account
If you already have an account with the casino you wish to play with, simply login and make your deposit. Otherwise, create a new account by filling out the registration form with your personal details (if required). After verifying your email address, you’ll be ready to make a deposit and get started.
Step 4
Step 5 - Enjoy the games
Enjoy the games
Now you are ready to play! Choose a game and check out its info section for more information on how to play and what the game’s RTP is. Have fun!
Step 5

What are casino payout percentages?

A casino’s payout percentage will tell you how much of an edge the house has over you, and what is the realistic return you could expect from the game in the long run if played with optimal strategy.

A game’s return-to-player (RTP) is calculated by taking the total amount returned to players, divided by the total amount gambled by players. The resulting number will tell you what percentage of the amount you invest in the game you should expect back on average.

House Edge, meanwhile, tells you the percentage of the advantage the house has over you. For example, if a game has an RTP of 95%, the house edge will be 5%.

Independent auditors will perform an in-depth audit of the game’s payouts on a monthly basis, guaranteeing players that games always pay out as advertised and in a fair manner.

Good payout percentages

If you are looking for the highest payout online casino, you’ll want to be in the lookout for a casino that offers games with an RTP as close to 100% as possible. The higher the RTP, the more the machine will pay out in the long run.

While very few casinos will offer games with an RTP of 100%, any game with an RTP of 96% or higher is considered a high paying game.

best paying online casinos

Return to player percentages of casino games

Every single gambling game offers its own unique house edge, derived directly from the game’s RTP. The higher a game’s RTP, the lower the house edge will be.

While many online casino games have fixed payout odds, there are many games – like Blackjack and Roulette -where the payout percentage will also depend on the type of bet you are playing.


Traditionally the banking game offering the highest casino payouts, Blackjack offers players one of the lowest house edges anywhere at around 99.5% – provided they play with perfect strategy. It’s important to note that every deck used to play the game increases the house edge by roughly 0.02%.


One of the most popular casino games ever, Roulette offers players plenty of exciting action and large payouts if they can guess the lucky number.
However, it’s important to make a distinction between European Roulette and American Roulette, as the European has a much smaller house edge than its American counterpart (2.7% vs 5.26%)


James Bond’s favourite game is also a casino favourite for many reasons, including its very high payout percentages. Bet on the player to win with a 1.36% house edge, or on the Banker to win with an advantage of 1.36% – with an additional 5% tax, however. Overall Baccarat offers players an RTP of 98.95%.


Online slots exist in all shapes and forms, each one with its own unique mechanics and return percentage. Luckily for online players, online slots offer much higher returns than those at land based casinos, with most of them starting at 95%.

Below you will find some of the most popular high paying slots:

Slot Game Return to Player Software
Ocean Princess 99.1% Playtech
Mega Joker Jackpot 99% NetEnt
1429 Uncharted Seas 98.6% Thunderkick
Joker Strike 98.11% Quickspin
Kitty Ca$h 97.9% 1×2 Gaming

Video Poker

Another game with dozens of different variants, Video Poker is loved by many thanks to its highly entertaining gameplay, as well as for having some of the highest returns of any casino game.

Most Video Poker games boast an RTP of around 99% if played with perfect strategy:

Video Poker Game Return to Player
Jacks or Better 99.54%
Double Joker Poker 99.96%
Deuces Wild 99%
7s Wild 98.8%
Aces and Faces 99.85%

Enjoy Quick Access to Real Cash Winnings

While for most people playing at a land based casino may provide a better casino atmosphere than playing online, the fact is for those looking for easy, quick access to their favourite real money games 24/7, there is no better alternative than online casinos.

Not only do online casinos allow you to deposit and start playing within minutes, but the speed at which games are played is significantly faster, giving you a lot more action per hour!

Best paying online casino

Most casinos have an impressive collection of games, however not all of them offer great online casino payouts for the winners. Before choosing a casino to deposit your hard earned cash in, you’ll want to make sure you choose the best paying casino you can find, in order to get the most bang out of your buck.

In order to aid you in your quest to find the best casino payouts out there, we’ve put together the regularly updated list below to give you the most relevant information on the best online casino payouts you’ll find anywhere.

# Casino RTP Withdrawal Time Bonus Games
1 Betchan 97.1% 0-5 Days 100% up to $100 3600+
2 Playamo 97% 0-7 Days 100% up to $100 2800+
3 SlotWolf 96% 0-5 Days 100% up to $150 1700+

Frequently Asked Questions

💬 What is a payout percentage?

A payout percentage refers to the amount a machine is expected to pay back to the players in the long run, relative to the total amount bet. The higher the payout percentage, the better chance you will have at winning.

💬 What is considered a good payout rate?

Any game that offers a return to player larger than 96% is considered a high paying game. The closer the RTP gets to 100% the better the chances of a good return.

💬 Which casino game has the best payout percentage?

While the answer to this questions depends on the casino and the particular rules of each game, Video Poker is usually the game that offers players the best payout percentage.

Most video poker variants offer an RTP of 99%+, with some machines even boasting potential payouts of over 100% if played with perfect strategy.

💬 Do online casinos really pay out?

If you choose only reputable, licensed and top rated online casinos, then 100% yes.

Avoid any shady casinos offering you deals that look to good to be true, and that are not recommended by trusted independent watchdogs and auditors.

💬 Which casinos have the best payout?

The list of best paying online casinos is constantly changing, so it would be difficult to give a permanent answer to this question.

However, if you want to be up to date, make sure to check the our highest payout online casinos list that we’ve put together for you, as we are constantly updating it to give you the most accurate recommendations.


  • RTP/RNG Audits (Game outcome audits). (2017).
  • Testing strategy for compliance with remote gambling and software technical standards. (2021).
  • Testing and Inspection. (2021).